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posted by [identity profile] gingiber.livejournal.com at 03:02pm on 01/08/2005
Everyone else seems to have it about covered, but I do find spreadsheets help.

What I have tried to do with some success is budget what needs to go out every month. Then take the excess and divide it into an amount per week for food and the rest as pocket money.

So at the start of each shopping week, which for some reason for me is friday, I take out the food money for that week and then that is what we live on.

At the start of each month we both get pocket money and if / when we run out of it we can't buy toys / sweets / clothes etc for the rest of the month. This does sometimes make one feel somewhat hard up but at least you know you have money for food and all the bills are paid. Also setting as much up on DD as possible helps so your expenditures are consistent over the months and you don't get hit with big bills every now and then.
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