I didn't jump. I took a tiny step and there conclusions were

[purplerabbits]

*opens purse, moth flies out*

I am rather sick and tired of having no money, even though I know that a) this is mostly All My Own Fault and b)I am not actually hard up compared to many people I know. I am, however you look at it, not quite living within my income, so I should like to throw the question as wide as I can and ask - what should I or anyone do to live within my income. Obvious ideas are welcome: even though I am usually the one giving this advice to other people, I seem not to be very good at it myself...

Comments

[cairmen.livejournal.com]

Spreadsheets are your friend - they're what I use whenever I run over budget. Make as detailed a spreadsheet as possible of your spending habits, referencing your bank statement, credit card statements, and if possible a log of what you've bought in the last week or so, and likewise of your income. Ways to save money will then present themselves.

From my experience, over-spend tends to happen because I'm not *aware* enough of what's going where, not for any other reason.